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Andy_1963

Andy_1963

Contributor

Austrian expat in the Philippines

Forum posts

149

Contacts

2

About me

Austrian

Speaks German and English

Registration: 22 January 2023

Activity

Andy_1963 replied to a thread
last week
Priscilla

Retiring in the Philippines by Priscilla

Hello everyone, Why did you choose to retire in the Philippines? What are the advantages compared with your home country? What were your main considerations when deciding to move? For example, taxes, ease of transferring your pension, ...

Andy_1963

@coineken Hi,a TRV is a temporary resident visa which allows you to stay for up to 3 years. However, you need to renew the visa every 2 months at the immigration. Some immigrations (like her in Boracay) will bother you with a PRV (Marriage or Quota) ... Read More

Andy_1963 replied to a thread
2 weeks ago
Enzyte Bob

Wise Exchange Rate by Enzyte Bob

I sent a sent a Wise transfer just now, exchange rate of USD of 57.1825.I checked the official rate, it is 57.19

Andy_1963

When you send money to WISE it goes from your US/Europe bank account to the Wise account in the US/Europe. Then it goes from a Wise account in the Philippines to the target WISE account in the Philippines. There is no transfer bank between. This is ... Read More

Andy_1963 replied to a thread
2 weeks ago
swt90alum

How do you like living in Lapu-Lapu? by swt90alum

My wife and I are moving to Lapu-Lapu from the U.S. as soon as our house sells, and we are interested in hearing from people currently living there and how much they like it.

Andy_1963

Hi, I got a friend on Mactan Island where Lapu-Lapu is. He has a condo in "The Reef". The condo is beautiful but very expensive.A cheaper version is Newport. Nice infrastructure, nice surroudings. Hotels, Condos, Beach.There is also a nice part ... Read More

Andy_1963 replied to a thread
4 weeks ago
prof2022

ÍæÅ¼½ã½ã planning a new business by prof2022

Im just working through the acres of paperwork and approvals needed to start a business here. Are there any members here who can point out any problems they have had?TIA

Andy_1963

@prof2022 Hi,it depends what kind of business do you want to set up. For a citizen of the Philippines it is easier than for a foreigner.Did you make a business plan? Did you make a marketing analysis? Is the product/service you want to sell needed ... Read More

Andy_1963 replied to a thread
last month
seluzmeu

Looking for advise for most effective remote internet device? by seluzmeu

Hello all,I've been a lurker here and I'm shy about posting anything. Here we go, Can call me Lhanie. I recently retired and planning on staying in the Philippines. My past visits there when in Pangasinan, traveling around.. I have issues getting ...

Andy_1963

Hi, we use the Smart Unlimited internet 5G from Smart in my cellphone. This is 999 PHP per month now. It works fine here in Boracay.Greetings from BoracayAndy Read More

Andy_1963 replied to a thread
last month
Eccles Bluebottle

Good places to take kids in PH? by Eccles Bluebottle

Hi there, just wondering if anyone has first-hand experience of great places for kids to go to/see/experience in the Philippines? Happy to hear about places in Manila, or anywhere across the archipelago. Will be heading back in July for a ...

Andy_1963

@Eccles Bluebottle Hi, my son is 7.5 years old and hw loves to play on the front beach of Boracay.If you like more indoor, go to Mall of Asia in Manila. On the top floor they have lots of kids attractions.Better kids attractions are in Hong Kong and ... Read More

Andy_1963 replied to a thread
2 months ago
Cheryl

Taxes for expats in the Philippines by Cheryl

Hello everyone, When settling in and living in the Philippines, you will also need to navigate the local tax system. In order to help newcomers and expats ease their tax-related experience, we would like to invite you to share your ...

Andy_1963

I am afraid that it is not the case. It starts with 0% and depending how much you get it increases. So, no flat tax of 0% for pensions. Read More

Andy_1963 replied to a thread
2 months ago
Cheryl

Taxes for expats in the Philippines by Cheryl

Hello everyone, When settling in and living in the Philippines, you will also need to navigate the local tax system. In order to help newcomers and expats ease their tax-related experience, we would like to invite you to share your ...

Andy_1963

If you have an income in your home country (e.g. a pension) you need to pay the income tax in the Philippines if you stay in the Philippines for more than 180 days as a permanent resident. To avoid the double taxation (as you have to pay the income ... Read More

Andy_1963 replied to a thread
2 months ago
bigpearl

Remitly, Wise or? by bigpearl

Thinking of setting up an account with one of the above companies, any thoughts or recommendations?Cheers, Steve.

Andy_1963

I am using Wise for all the money transfers from Austria to the Philippines. Within 2 minutes it is from my bank account on the Wise bank account in Belgium and from there it is another 2 minutes to the BDO account of my wife.So everything is done ... Read More

Andy_1963 replied to a thread
2 months ago
stevenkirchner2

Where do I go to extend my stay as a tourist ? by stevenkirchner2

I know this is commonly done. I need a governemment office in Dumaguete, Dipolog. I can go to Cebu City if I have to. Do not want to have to go to manila for this.Any assitance would be appreciated.steven

Andy_1963

Hi, there is no need to go to Manila or Cebu to extend a tourist visa. You can get this in in your local immigration office. They are located in every city.https://maps.app.goo.gl/RMVrHJcxtYWPGpYE7Your first extension will be for 29 days.Andy Read More

Andy_1963 replied to a thread
3 months ago
Travelnman59

Mail forwarding by Travelnman59

I'm thinking of moving to Davao so I'm trying to get all the necessary items taken care of. One of my first questions is how do you get your mail forwarded? I have no.one here that would do it. I've read about some mail forwarding but haven't seen ...

Andy_1963

@Travelnman59Hi,Have you ever been in the Philippines? If not, then don't sell your house in the USA, find someone who takes care of your dog and stay here for a month. In the same place where you want to go now. Have you ever met your girlfriend or ... Read More

Andy_1963 replied to a thread
3 months ago
Cheryl

Latest updates in labor regulations in the Philippines by Cheryl

Hello everyone, Labor laws and regulations are constantly evolving. Staying informed of these updates as an expat in the Philippines helps you in navigating your professional experience and expat career. We would like to invite you to share ...

Andy_1963

Hi,be carful with the mail. Overseas mail does not always arrive in the Philippines and especially not outside of Manila. I am waiting for some documents here in Boracay but they did not arrive. If it is important mail, then consider to send it with ... Read More

Andy_1963 replied to a thread
4 months ago
Enzyte Bob

Anyone using Starlink? by Enzyte Bob

This is the third day of outage from Sky. I would like to pull the plug on them.Is anyone using Starlink or some other satellite system? Years ago I switch from PDLT to Sky for being unresponsive.Year by year Sky service has fallen off. Converge is ...

Andy_1963

I use SmartBro unlimited Internet for 999 PHP per month in Boracay. Is 5G and the download rate is 178 Mbps / upload 27 Mbps.No need to feed Elon. Read More

Andy_1963 replied to a thread
4 months ago
mrlugubrious

Financial Infedelity by mrlugubrious

Thought I had a reasonably happy home and now I am very confused on how to handle my wife raiding our finances and sending them to her family in the PI. No matter what I agree to she finds it necessary to secretly send thousands of dollars extra, ...

Andy_1963

Never ever give your wife control over your money. Keep it save under your name and give her only what you have agreed before. In my case 17k PHP. The foreigner is seen as the cash cow, ATM, saviour in her eyes and the eyes of her family (which can ... Read More

Andy_1963 replied to a thread
5 months ago
Zodel

Buying condos as investments? by Zodel

 Not sure if anyone is successful in doing this here. In the United States real estate investor’s is very competitive. All though I haven’t had to evict anyone in a while I was wondering what the process is in makati? Also I was ...

Andy_1963

Most investors here in Boracay made the painful experience that their condo lost value and they sold it below the money they have bought it from Megaworld / Global Estate. Those who think to make money with renting it out via Airbnb / Agoda were ... Read More