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Border Run ÍæÅ¼½ã½ãs in Mexico

Halfwaytree

I am just at the beginning of my research for a possible move to Mexico as an early retired expat

I thought I would get my feet wet by maybe spending 6 to 12 months as a border run expat with a tourist visa before deciding if I should apply for temporary residency.

My question is this... What health insurance options are there for those doing  6 month stays on a border run (tourist) visa? Also, are these options super expensive?

I'm a 58 year old single guy from Canada with no pre-existing health issues.

See also

The healthcare system in MexicoHealth insurance in MexicoPregnancy in MexicoAccidents and emergencies in MexicoDoctors recommendations for hip replacement
travellight

Hi halfway,

Here is a good source to answer those questions 

health care is not very expensive and some of us, myself included just pay out of pocket.

buena suerte

Halfwaytree

Travelight:

Thank you so much for your input!

I had a browse through your link and it was very helpful.

I am a bit concerned about a possible catastrophic incident, be it a stroke or a serious car accident,  etc... . I'm guessing I need to shop around for private insurance to cover me for those types of potential events.

GuestPoster1197023

Hi "Halfwaytree", since you are actually living in Ontario, I would suggest you contact OHIP and check the coverage while outside Canada more then 212 days in a calendar year also your trip could be 212 days in year 1 and 212 days in year 2 making a total of 414 days.

Also since your have no health issues and if OHIP doesn't cover sufficient areas for you (emergency return to Canada), I suggest that you check options from Canada additional coverage (Desjardins: , Blue cross and even your credit card company).

In Mexico, medical cost are not expensive but if you'd need hospital services and don't speak Spanish and go to more private hospital where they speak English (ie: San Xavier in PV) the expenses could be big.

My brother-in-law was hospitalized in a Mexican hospital in Manzanillo (Spanish speaking only) in 2013 the bill was $10000 pesos/day payable in advance and lucky he had taken travel insurance since he had to be airlifted back to the USA total cost covered >$20000 USD.

My wife and I are expats from Canada and since becoming permanent residents we are covered by IMSS cost based on age (66 & 71 total premium <$18000 pesos or about $1250CA for both of us).

Adios y buen dia a todos, GyC.

Halfwaytree

mexicogc:

Thanks for making things a little clearer for me to understand.

If I decide to apply for temperary residency I hope to get coverage like what you guys have. Very reasonable!!

SteveandMarty

Is that a monthly amount?

Halfwaytree

Hi SteveandMarty:

I don't want to speak for mexicogc, I'm only speaking from the research I have done. But the amount that mexicogc mentions for the two of them, $1,250.00 CDN (approx. $1,000.00 USD) would be paid on an anual basis, not monthly. I may indeed be wrong, but that is my understanding.

SteveandMarty

On an annual basis, that would be a bargain!  We're on Medicare and are planning trips back to Houston for our annual physicals, but there might be situations when we're not ambulant enough to get on a plane.  Other than that:  I've lived in Guatemala and had the opportunity to check out the medical system in the capital, in 2 serious cases, one of them resulting in the death of my then-husband (aneurysm, nothing anybody could have done).  I cannot say enough good things about the care both of us received at the hands of the physicians and the nurses in Guatemala City.  In the rest of the country, medical help can get more than spotty, but the capital had first-class, all English speaking personnel.  Most of the physicians had interned in the US.  And the prices.......   top neurologist in Guatemala City charged $25 for a consultation.  The things that were most expensive were the meds which mostly came from the USA, and we know what that means.  Thanks again for the information.

GuestPoster1197023

Halfwaytree wrote:

Hi SteveandMarty:

I don't want to speak for mexicogc, I'm only speaking from the research I have done. But the amount that mexicogc mentions for the two of them, $1,250.00 CDN (approx. $1,000.00 USD) would be paid on an anual basis, not monthly. I may indeed be wrong, but that is my understanding.


To all, the quoted amount is annual. Here is the link with the prices and yes the services are very good all meds paid no copay.



Adios y buen dia a todos, GyC.

WalterHodges

I'm hoping I'm not coming at this from the wrong angle here, but I put the words
mexicogc into Google and found nothing.  Is there some sort of a web address that could provide real time information?  I'm not implying we're getting bad information here.  I just don't know how to find any information right now.  Any thoughts?

SteveandMarty

Mexicogc is just the "name" of one of the forum participants here.  Actually, when I googled it, that particular post came up.  Way under "Amazon mexicogc", Target mexicogc and the other usual suspects.  Just keep scrolling down.

SteveandMarty


this is the website for the health insurance I believe.  Try it.

GuestPoster1197023

Hi mister "WalterHodges",

"SteveandMarty" is right saying that "mexicogc" is just a participant within the site not a sales person nor a company the code of conduct of this site quotes that no services, personal info, business should be within a post.

Within my post was the link for the IMSS which "SteveandMarty" also quoted.

To be noted also, all link quoted by a member is under review before being accessible if I recall correctly.

If someone needs more information from a member of this site can sent a PM ( personal mail) to the member.

Adios y buen dia a todos, GyC

WalterHodges

Well that's what happens when you get older and your brain turns to mush.  Sorry.  This whole issue of medical/insurance/pre-existing conditions, etc. is a bit of a cob web and confusing when looked at from 30,000 feet.  Going to Mexico in the next two weeks to get some more on the ground information.  Thanks for the correction.

Bonniebuckeye

Hello Walter,
We are from Portland, OR, are retired, and live in Queretaro, an hour from San Miguel d'Allende. We were just  in Gig Harbor and Seattle over the holidays. Too bad we did not know about you or we could have met over coffee.

If you would like to connect when you are here, let me know and we can talk outside of this group. I have been to SMA several times. We chose to live in QRO because it is larger and a bit easier to physically navigate.

Moving to MX is more complicated than I ever imagined but it has been an interesting ride. We did sell all our earthly possessions before coming down here which was also quite an experience.

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rpattyn

Hi,
Medical expenses in Mexico are incredibly reasonable.  I have a friend who just had major surgery for removal of a massive tumor and total hysterectomy - a five and a half hour surgery.  All inclusive (doctor, surgeon, anesthetist, 2 days in hospital) came to 72,000 pesos with no health insurance at all.