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Most common scams in Poland

Cheryl

Hello everyone,

Settling in Poland as an expat implies navigating into a new and unfamiliar environment and habits, making you potentially vulnerable to scammers. Whether it’s immigration or finance advice, housing scam, online traps or getting charged at an expat rate, scams can occur in various ways.
We invite you to share your experience in order to help other expats and soon-to-be expats be aware of potential scams in Poland.

What are the most common scams targeting expats in Poland?

What are the specific warning signs to look out for?

Have you noticed certain groups being more vulnerable (for example, retirees, new arrivals, or non-native speakers)?

What tips and advice would you like to share to help other expats?

Share your insights and experience.

Thank you for your contribution.

Cheryl
ż Team

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Real Estate Warsaw Poland

Hi everyone,


As someone who has been living in Warsaw and working in finance and real estate for 18 years, I’ve seen my fair share of scams targeting expats — especially those new to Poland.


Some of the most common scams I’ve encountered include overpriced rental agreements with hidden fees, fake “agency” listings requesting upfront deposits, and people offering “special” rates for foreigners. Online scams and suspicious investment schemes also pop up quite often.


Warning signs to look out for:

  1.     Requests for cash or untraceable payments before signing any contract.
  2.     Pressure to make decisions immediately without proper documentation.
  3.     Too-good-to-be-true offers — especially rentals far below market rate.
  4.     Lack of a real address, office, or verifiable company history.


Vulnerable groups tend to be new arrivals and non-Polish speakers who may not know the local laws or typical prices. Retirees and students can also be targeted because they often look for affordable options quickly.


My top advice:

✅ Always verify the company or agent you’re dealing with — check their reviews, company registration number (KRS), and references.

✅ Avoid paying large deposits upfront without a proper lease or receipt.

✅ If something feels off, get a second opinion from a local or a professional.

✅ Don’t hesitate to ask for help — there are trustworthy professionals who can guide you safely.


If you ever have questions about real estate or financing in Poland, I’m happy to help — just reach out. Let’s all look out for each other and make sure the experience of moving to Poland is a positive one!