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I am looking at health insurance options on the Island, and have found some very helpful info in some older threads, particularly from ReyP.  As I understand, the most popular options for mainland "expats"  are coverage through either Triple S or MCS.



Wanted to survey the group and see what other people were paying for coverage, just to get a reality check as to whether what I am being quoted from Triple S is reasonable. 

Basically, I'm getting quoted $150/month for "bronze" level coverage that is pretty comprehensive (i.e., no deductible, very low co-pays, reasonable out of pocket annual limits, etc.).  The Triple S route appeals to me simply because its through Blue Cross, which is a brand I have some confidence / familiarity with, but I am certainly open to other options. 

On the mainland, I always went with a low premium, high-deductible plan, since I am young and healthy.  It doesn't look like that option is offered by Triple S or MCS - it appears all of their coverage options are pretty comprehensive.  So, I guess I wanted to see what other people here were paying, and whether anyone had any thoughts as to whether $150/month was reasonable, or whether there might be any lower cost options available.  At first blush, I thought the premium was a little high, but it's pretty good coverage, so maybe I'm just used to the lower cost, high-deductible plan that I had stateside.

Any opinions or guidance would be appreciated!


** I understand that health insurance obviously varies widely based on plan type, age, health, etc.  I am in my early 30s, healthy, non-smoker, no existing or pre-existing conditions, so I am particularly interested in anyone that might be in a similar demographic.  Government subsidized plans are probably not applicable to my situation, so I am looking at private options only.