Health Insurance as an expat retiree

dragonfly58 · 2021-08-24T18:05:15+02:00

Explore health insurance options for expat retirees in the Philippines. Find insights on coverage that won't increase drastically after age 70.

dragonfly58 New member

Member since 05 August 2012

dragonfly58New member24 August 2021 16:05:15

One of the major costs besides rent is the health insurance.聽聽Living on social security I need something that doesn't escalate after age 75 and 80 - at those ages I wouldn't be able to eat with the increase.聽 I have heard to not rely on just the phil health but to have private insurance as well.聽 So far Pacific Prime and Pacific Cross are the only ones with affordable coverage at age 60, 65; but really goes up fast after that.聽
Does anyone have some insight on coverages that don't escalate rapidly after age 70/5/80?

pnwcyclist Philippines Expert

Member since 27 June 2017

pnwcyclistPhilippines Expert20 September 2021 00:04:13

1475

I have never had health insurance in the Philippines since medical care is so cheap. For anything serious I plan to get treatment in US and as such kept my Medicare private plan since it is not that expensive. Even a small nest egg could be grown significantly over time if the money allocated for premiums were invested.