Managing retirement savings in Mauritius

Cheryl · 2025-08-20T09:31:12+02:00

Explore strategies for managing retirement savings as an expat in Mauritius. Share challenges, local investment options, and tax insights.

Cheryl Moderator

Member since 15 October 2018

CherylModerator20 August 2025 07:31:12

14107

Hello everyone,

Saving for retirement as an expat in Mauritius can be challenging. With different options, rules or even taxation, expats have to understand how it works to make informed decisions. We invite you to share your insights in order to help other expats and soon-to-be expats manage or plan their retirement savings in Mauritius.

How do you handle retirement savings in Mauritius?

Have you faced any challenges accessing pension funds from your home country (or from other countries)? How do you deal with taxation or the currency exchange rates?

What local options are available to expats, either public or private, to help you save for retirement?

What are the most popular private pension or investment plans popular among expats in Mauritius?

What do you wish you had known earlier about saving for retirement as an expat?

Thank you for your contribution.

Cheryl
玩偶姐姐 Team

Pandora At Dodoland Active member

Member since 21 May 2022

Pandora At DodolandActive memberYesterday 10:42:03

Hong Kong is famous about their low tax rate. Anyone who has a passport, proof of address and source of funds can set up a bank account in HK and invest in investment funds. That's a very good passive income in my opinion and as a retirement fund too. Unlike the investment funds here that you need to wait for 6 months to get the dividends (minus tax), you have the option to receive the investment funds monthly or even reinvest back into the pool. Also, there are many different fund houses/types/categories/currencies to choose from.聽

I know some Chinese from MRU went to HK and set up a bank account there. The saving interest rate is ridiculous everywhere in the world. But the financial product in HK is another story. The only downside is you must be present in HK with proper documents to set up the account. But afterwards, you can buy/sell/wire the funds everywhere in the world online.